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2033 E Warner Road, Suite 106, Tempe, AZ 85284

(480) 482-7120
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You Built Something Real. Let’s Make Sure Selling It Doesn’t Cost You More Than It Should.

A real estate sale whether it’s the family home you’ve lived in for 30 years, a rental portfolio you’ve built over decades, or a property you’ve inherited — is one of the largest financial events of your life. Most people navigate it with a real estate agent and a hope. We help you navigate it with a plan.

At AmeriFlex Financial Services, real estate transitions are one of our six transition specialties. We have helped clients in the Phoenix-Tempe market navigate the tax complexity, the reinvestment decisions, and the life-stage questions that come with a property sale before, during, and after the transaction.

The decisions you make in the 90 days before and after a real estate sale can mean the difference between a well-executed financial transition and an expensive, stressful one. We are here to make sure it’s the former.

Schedule a Complimentary Real Estate Transition Conversation

Is This Your Situation?
You’re Not Just Selling a Property. You’re Navigating a Financial Inflection Point.

Our real estate transition clients often come to us at one of these moments:

  • Selling the family home after the children have grown and wondering what to do with proceeds larger than anything they’ve ever managed at once
  • Selling a rental property or investment portfolio after years of being a landlord ready to exit but worried about the tax implications
  • Inheriting a property from a parent or relative and trying to make a good decision under difficult emotional circumstances
  • Selling property as part of a divorce or estate settlement, where timing and tax treatment are critical
  • Sitting on appreciated real estate in a hot market and wondering whether to sell, hold, or restructure

If any of these sound familiar, you’re in the right place.

We Start Before the Sale. Most Advisors Start After.

The most expensive mistakes in a real estate transition happen before escrow closes. Our approach is different because we engage before the transaction, not after.

PRE-SALE PLANNING

PRE-SALE PLANNING

We analyze your total tax picture before you sell capital gains exposure, depreciation recapture, Medicare surcharge implications (IRMAA), and estate considerations. Where possible, we identify strategies to reduce your tax burden before the transaction closes.

COORDINATING YOUR PROFESSIONAL TEAM

COORDINATING YOUR PROFESSIONAL TEAM

A real estate sale involves your real estate agent, your CPA, potentially an attorney, and your financial advisor. We act as the financial quarterback making sure everyone is aligned and that the tax strategy, the reinvestment plan, and the estate implications are all working together.

1031 EXCHANGE GUIDANCE

1031 EXCHANGE GUIDANCE

If you own investment property, we help you understand whether a 1031 like-kind exchange is right for your situation and connect you with a qualified intermediary well before the 45-day identification window opens.

REINVESTMENT STRATEGY

REINVESTMENT STRATEGY

Once the proceeds arrive, we build a reinvestment plan that is coordinated with your full financial picture: your retirement timeline, your income needs, your existing portfolio, and your tax situation. No impulsive decisions. No money sitting idle. A plan.

PREFERRED OUTCOMES<sup>&#174;</sup> FRAMEWORK

PREFERRED OUTCOMES® FRAMEWORK

Every engagement begins with our proprietary Preferred Outcomes® process: a deep-dive conversation about what you actually want from this transition, not just what you need to accomplish. Because the best real estate transition is one that serves your life, not just your ledger.

The Questions You’re Probably Already Asking

These are the questions we hear most often — and the ones that matter most.

  • More than most people expect — which is why pre-sale planning matters. We walk through your full tax picture before closing.

  • It depends on your ownership history, use history, and whether you’ve claimed it recently. We help you verify your eligibility before you assume.

  • It depends on your goals. If you want to stay invested in real estate and defer taxes, it may be the right move. If you’re done being a landlord, it may not be. We help you evaluate the real trade-offs.

  • That depends on your retirement timeline, your income needs, your existing investment strategy, and your tax situation. We build a reinvestment plan tailored to your full picture.

  • If the sale pushes your income over certain thresholds, it can trigger IRMAA surcharges on your Medicare Part B and Part D premiums — sometimes for two years after the sale. We model this out in advance.

  • Inherited property typically receives a ‘stepped-up’ basis to the fair market value at the date of death — which can significantly reduce your taxable gain. We help you understand the implications before you decide whether to sell or hold.

Have a question that isn’t on this list? Schedule a complimentary conversation with our team

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Our Process
How We Work With Real Estate Transition Clients

Step 1: Discovery Conversation

Step 1: Discovery Conversation

We start with your situation: what you own, what you’re selling, when you’re planning to sell, and what you’re hoping to accomplish. No assumptions. No cookie-cutter answers. This conversation is always complimentary.

Step 2:&#160; Pre-Sale Tax Analysis

Step 2:  Pre-Sale Tax Analysis

Before you close, we analyze your capital gains exposure, depreciation recapture (if applicable), IRMAA implications, and any planning opportunities — including 1031 options, installment sales, or charitable strategies if appropriate.

Step 3:&#160; Coordinate Your Team

Step 3:  Coordinate Your Team

We work alongside your real estate agent, CPA, and attorney to make sure the financial strategy is aligned with the legal and transactional pieces. We speak the language of your whole professional team.

Step 4:&#160; Reinvestment Planning

Step 4:  Reinvestment Planning

Once proceeds are in hand, we build a reinvestment strategy that integrates with your full financial picture: retirement income, tax efficiency, risk tolerance, and time horizon.

Step 5: Ongoing Relationship

Step 5: Ongoing Relationship

A real estate sale is a moment, not a destination. We continue to work with you as part of your comprehensive financial plan — because great transitions lead to great next chapters.

 Schedule a Complimentary Real Estate Transition Conversation

Schedule Consultation

Why Clients Choose AmeriFlex for Their Real Estate Transition

  • Transition Specialists: Real estate transitions are one of our six specialty areas. This isn’t a service we added to attract new clients it’s a discipline we’ve built deliberately over decades.
  • Fiduciary Standard:  We are fee-based fiduciaries. We do not earn commissions on your reinvestment decisions. We give you advice that is in your interest, not ours.
  • CFP® Leadership: Jonathan Zweifel holds the CERTIFIED FINANCIAL PLANNER™ designation, which requires rigorous training in tax planning, estate planning, and investment strategy  exactly the disciplines a real estate transition demands.
  • Preferred Outcomes® Process: Every client engagement begins with our proprietary process for defining what success actually looks like for you not for us.
  • 35+ Years of Experience: Donald McAbier has navigated clients through every real estate cycle, tax law change, and market environment since the 1980s. There is very little this team has not seen.
Schedule Your Complimentary Real-Estate Planning Meeting